......the ATM is your enemy!!! You can find a LOT of what you need at a Dollar Store. From food to toiletries to tools to electronic/cell phone needs. The same earpiece for a cell at Wal-Mart that goes for $9.99 can be had for a buck!!!
ATM's steal your money. If you can't get to your bank's own ATM you are charged money on the front end and back end of the transaction. That can sometimes add up to $6.00, even if you are only withdrawing $10.00. A better idea is to go a to store, buy something for $1.00 and then draw cash from your MAC Card there. You buy something you need AND save money getting money!!
If your card is a dual Credit/Bank card, whenever possible, use it on the Credit Card side. Check with your bank to see if there is a Rewards Program available. I use my bank card on the Visa side even if only buying something for $.50! I accumulate points and turn those in for cash cards or gift cards. It's not much, but it's something.
Till Next Time......